We assist our clients consider a myriad of technological options to determine what is practical and consistent with their business pursuit and priorities.  In the area of International Trade, we apply our diverse expertise in Trade Finance to offer solutions that not only streamline back office operations, but also create a smoother transaction flow between front and middle organizational structures.  We also offer customers the capability of connecting their products and services with their clients via our Advanced Portal Technology, which allows corporate clients to initiate and track their transactions electronically through secure connections over the Internet.

Our eTransXpress technology offers enterprise-wide solutions such as Workflow and Business Rules Automation and Systems Integration.  eTransXpress can help streamline any operational area and can be instrumental in complex, high volume environments to streamline and improve processing and performance management capabilities.

Business Solution
eTransXpress offers a state-of-the-art transaction management system using a component-based, web-based, and multi-tiered architecture that is complete and robust in functionality, flexibility and ease of use.

Advanced Portal Technology
From the same platform, our system allows clients, operational users (back office analysts), customer relation managers, business managers, branch and regional users to access information and to perform transactions against a common database.  It allows these various users to view the common information (the database) from various and distinct perspectives without compromising the integrity of the system. The power of our Advanced Portal Technology is flexible and applicable to service and manufacturing environments alike.

Letters of Credit & Collections
The system handles all types of documentary credits, including Import letters of credit, Export letters of credit (advised and confirmed), Standby letters of credit, Banker and Trade Acceptances, Participation letters of credit, Reimbursement letters of credit, and all related transactions such as amendments, cancellations and adjustments. The system also handles Guarantees.  It includes the capacity to make payments against these types of financial instruments and the capacity to convert them to other instruments such as Acceptances (Discounted and Non Discounted), Deferred Payments, Trust Receipt Loans (or refinances) and loans of various flavors. Other system features include:

• Automatic currency conversion and fee calculation
• Flexible fee structure to accommodate a vast array of fee offerings
• Integrated accounting for automatic posting of Bookkeeping entries in multiple currencies
• Full multi-currency capabilities including debits and credits in appropriate account currency
• Automatic loading of SWIFT MT100’s, 200’s 400’s and 700’s based on incoming routing algorithm
• Automatic loading of U. S. Federal Reserve’s formatted payment messages
• Bank-definable holiday calendar
• Bank-definable accounting fiscal period
• On-line pop-up calculator and calendar with date arithmetic
• On-line tracking and reconciliation of available lines of credit with an external credit facility system
• Easy-to-use menus and transaction-folders that are grouped by processing function
• Dynamic folders that can be rearranged to the personal taste of users or your departments’ organization
• Context sensitive HELP information for the operator with a single keystroke
• Comprehensive and flexible on-line query capability
• Tickler and notepad system to track any set of activities which require follow-up
• Outputs in PDF, XML, SWIFT , or custom formats as may be necessary
• Ability to generate various European countries’ Central Bank reports for funds transfers
• User-definable SWIFT routing table for international payments
• Extensive management and complete statistical performance reports
• Flexible transmission methods which can accept or send documents from virtually any source or destination.
• Built-in mechanism for detecting undesirable or suspicious parties to a transaction (OFAC checks)
• Invoicing capabilities

Wire Transfers
• The capacity to load and transmit transfers electronically from/to Fed Wire, SWIFT,
• and European Target or RTGS+.
• The ability to input transfers manually.
• The ability to handle payments in multiple currencies.
• The ability to control work flow through the use of soft folders.
• A "Quick Fix" feature that gives an institution the ability to edit and repair payments
• and messages rapidly.
• The ability to generate and maintain standing orders.
• The ability to batch payments to be sent to other institutions.
• The ability to generate management, audit, investigation, and operational reports.
• Full audit capabilities and extensive reports.

Workflow Automation & Process Management
• Process Flow Automation
• Business Rules Automation
• Cost, Risk and People Management

Systems Integration
etrasXpress provides clients with the capability of centralizing information from the various standalone business applications to present a consolidated view of business information, allowing for a quick, intelligence-based decision making process. Our solution also offers one central point of entry capable of feeding single or multiple applications simultaneously.